*Lowest APR reserved for those with excellent credit. Exact interest rate determined by credit profile. For the internal use of Lyon Financial contractors and dealers. Rates and Terms available on approved credit. Rates and Terms subject to change. The Programs and Terms outlined above are the best options for the many aluminum contractor loan programs available through Lyon Financial.
Funds to pay for home improvement projects may come from your savings, tax rebates, bonuses, or other sources. But that trend is changing. Savvy homeowners realize that unsecured loans with low payments are easier to get, are faster to process, and reduce exposure to financial risk. Complete your home improvement project now instead of later! EnerBank offers you peace of mind. Our loans are available only through authorized contractors who have been approved to offer payment options to their customers.
* Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 12 to 144 months depending on loan amount. 8.99% to 14.99% fixed APR, based on creditworthiness, subject to change. The first monthly payment will be due 30 days after the loan closes.
*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 18.58% fixed APR, effective as of May 1, 2019, subject to change. Interest starts accruing when the loan closes.
We are so happy to offer our Customers payment options! Many people would love to have a beautiful, Custom Pool Enclosure or a much needed Screened Area with a Composite Roof for expanding living space. Gathering with friends and family without pesky insects to ruin a relaxing day. Eliminate debris and leaf stains in your expensive investment of a Pool. Many times we peck away at repairs because Re-Screens or New Builds is something just not in the budget at the moment. Now, you have the option to pay for your next home improvement project with ease of mind!
There are many different loan types out there, so it's easy for those outside the lending business to get confused. So, if you're unfamiliar with what each loan option means, or aren't sure exactly what the term means, don't be too hard on yourself. After you're done reading our brief descriptions below, you will know which loan is best for you! Please call us for any questions you may have!
A true Same-As-Cash Loan is a short-term lending solution where no interest or monthly payment is required during a set “Same-As-Cash” period. Then, at the end of a predetermined period, the loan is paid off. So, in the end, You will pay the same amount on the loan as you would have paid upfront with cash. Same-As-Cash Loans work best for customers who have cash on hand, need temporary financing while waiting for a rebate, bonus, or incentive payment. Customers who need funding quickly for big-ticket purchases such as a custom pool enclosure, an entire rescreen, an aluminum structure, a new screen room addition but don’t want the hassle of a lengthy approval process or need for collateral. In the home improvement industry, contractors can offer these loans—allowing the customer to avoid the need to search for funding on their own. Who should avoid Same-As-Cash Loans? Same-As-Cash Loans do not work well for customers who need to make monthly payments, want a longer-term loan to reduce the amount of their payments, or don’t have access to cash to pay off a loan in a lump sum. Please use the "Start My Project Today" to your left if you choose this option. You will be sent directly to the loan application for instant qualification.
*No waiting. Get the entire project you want completed now the way you want it, instead of waiting to save up the cash.
*Unbeatable payment options. More ways to pay for your home improvement project. Ask your contractor about all your choices.
*Financial flexibility. If your circumstances change, you may need cash reserves as a back-up plan for life's necessities.
*Flexibility. Styles, prices, and models change frequently. Avoid product and other changes by completing your entire project now instead of in stages.
This loan option is a great option for those that don't have immediate cash on hand and prefer to make monthly payments within a 5 year period. You may want to move onto our Traditional Installment Loan if you feel you may not be able to pay off your loan within 5 years.