6.99%APR 7 Year Loan:
18 Month Same-As-Cash:
Cash may not be your best option.
Harmon's Services is very excited to offer our customers different Loan Options to fit our customers' specific needs. You know longer have to wait for your custom pool enclosure, screen room addition, or new composite roof lanai. Great News!
Funds to pay for home improvement projects may come from your savings, tax rebates, bonuses, or some other source. But that trend is changing. Savvy homeowners realize that unsecured loans (like those from our financial branch EnerBank) are easier to get, are faster to process, and reduce exposure to financial risk.
4.99% APR 5 Year Loan:
A true Same-As-Cash Loan is a short-term lending solution where no interest or monthly payment are required during a set “Same-As-Cash” period. Then, at the end of a predetermined period, the loan is paid off.
What type of customer do Same-As-Cash Loans work best for?
Same-As-Cash Loans work best for customers who have cash on hand, need temporary financing while waiting for a rebate, bonus, or incentive payment, or those who have investments they do not wish to liquidate. who need to obtain financing quickly for big-ticket purchases, such as furniture, recreational vehicles, expensive electronics, or home improvements, and don’t want the hassle of a lengthy approval process or need for collateral. In the home improvement industry, these loans can be offered by contractors—allowing the customer to avoid the need to search for funding on their own.
Who should avoid Same-As-Cash Loans?
Same-As-Cash Loans do not work well for customers who need to make monthly payments, want a longer-term loan to reduce the amount of their payments, or don’t have access to cash to pay off a loan in a lump sum.
8.99%-14.99%APR Traditional Installment Loan:
There are a lot of different loan types out there, so it’s easy for those outside the lending business to get confused. So, if you’re unfamiliar with “Same-As-Cash Loans,” or aren’t sure exactly what the term means, if you not sure what different rates or unsecured loans are, don’t be too hard on yourself. After you’re done reading this, you’ll know these unique loans backward and forward.
We wanted to give our customers options in paying for their home improvement project that won't stress the wallet while allowing an immediate start date. We offer the following loan options for you to choose from. Please call 863-661-2167 if you have any financial questions. We are here to help!