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  • No waiting. Get the entire project you want completed now the way you want it, instead of waiting to save up the cash.

  • Flexibility. Styles, prices, and models change frequently. Avoid product and other changes by completing your entire project now instead of in stages.

  • Unbeatable payment options. More ways to pay for your home improvement project. Ask your contractor about all your choices.​

  • Financial flexibility. If your circumstances change, you may need cash reserves as a back-up plan for life's necessities.

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 60 months. 4.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.

Loan Options

Some reasons to consider one of our loan options:

A true Same-As-Cash Loan is a short-term lending solution where no interest or monthly payment are required during a set “Same-As-Cash” period. Then, at the end of a predetermined period, the loan is paid off. 
What type of customer do Same-As-Cash Loans work best for?
Same-As-Cash Loans work best for customers who have cash on hand, need temporary financing while waiting for a rebate, bonus, or incentive payment, or those who have investments they do not wish to liquidate. who need to obtain financing quickly for big-ticket purchases, such as furniture, recreational vehicles, expensive electronics, or home improvements, and don’t want the hassle of a lengthy approval process or need for collateral. In the home improvement industry, these loans can be offered by contractors—allowing the customer to avoid the need to search for funding on their own.
Who should avoid Same-As-Cash Loans?
Same-As-Cash Loans do not work well for customers who need to make monthly payments, want a longer-term loan to reduce the amount of their payments, or don’t have access to cash to pay off a loan in a lump sum.

​​​Harmon's Services offers different loan options to fit each of our customer's specific needs, giving you the ability to start your home improvement project you've been wanting! We can get started as soon as your approved, which is usually within three days, if not sooner! Funds to pay for home improvement projects may come from your savings, tax rebates, bonuses, or some other source. But that trend is changing. Savvy homeowners realize that unsecured loans are easier to get, faster to process, and reduce financial risk exposure. We have made it very easy to start your loan process now.
We have made it easy for you; however, if you have questions before applying, you may call:
Customer Service Number: 1-866-409-8300
Have the following info ready: Contractor I.D. Number -1394


Something to think about

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 84 months. 6.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.